Articles for category: Insurance

AustinDevos

professional liability vs general liability

Professional Liability vs General Liability Insurance: Key Differences You Really Need to Know

When you’re running a business—whether you’re freelancing from your couch or managing a growing team—insurance is one of those things that feels boring until you desperately need it. And when you do need it, you REALLY need it. That’s why understanding professional liability vs general liability insurance matters more than most people realize. These two ...

AustinDevos

multi-trip travel insurance

Multi-Trip Travel Insurance: Save on Frequent Travel

If you’re someone who loves to explore new places or you often travel for work, buying travel insurance for every single trip can feel like a hassle—and let’s be honest, it adds up fast. That’s where multi-trip travel insurance steps in to save your wallet (and your sanity). This type of insurance covers multiple trips ...

AustinDevos

what is medicaid

What is Medicaid? Who Qualifies and What’s Covered

If you’ve ever wondered what is Medicaid and why it comes up so often in healthcare conversations, you’re not alone. Let’s be real—health insurance in the United States can feel like a maze, and Medicaid is one of those terms that floats around but isn’t always explained clearly. The thing is, Medicaid isn’t just another ...

AustinDevos

Life insurance riders explained

Life Insurance Riders Explained: What You Really Need to Know

Life insurance can feel like a maze. You get the main policy, you think you’re set, and then someone mentions “riders.” Suddenly, you’re hit with a wave of questions: What are these? Do I need them? Are they just add-ons to squeeze more money out of me? Don’t worry—we’re going to break it down, real ...

AustinDevos

Term life insurance for young adults

Term Life Insurance for Young Adults Explained

Let’s be real—insurance is probably the last thing on a young adult’s mind. Between juggling college loans, new jobs, side hustles, maybe even starting a family or moving out on your own, the idea of term life insurance might feel like something way down the priority list. But here’s the kicker—it shouldn’t be. In fact, ...

AustinDevos

Term life vs. whole life insurance

Term Life vs. Whole Life Insurance Compared

When it comes to protecting your family’s financial future, few decisions are as important as choosing the right life insurance policy. Among the most debated options are term life and whole life insurance. Both serve as vital financial tools, but they differ significantly in structure, cost, and benefits. Understanding the nuances of term life vs. ...

AustinDevos

SR-22 insurance

What is SR-22 Insurance and Who Needs It?

When you hear the term SR-22 insurance, it may sound like a special type of insurance policy. However, the reality is slightly different. SR-22 insurance isn’t a standalone insurance policy but rather a certificate required by the state to prove that you have the minimum required auto liability coverage. Understanding what SR-22 insurance is, why ...